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Mar 26, 2026

Why budget software is backwards

I spent the last 20 years trying to understand how to budget and continuously failing. I'd put together an excel spreadsheet, go through my bank statements and...

budgetingfinancephilosophy

Mar 26, 2025

Full-Balance Auto-Pay: The Holy Grail of Credit Cards

Imagine if your credit cards were paid in full every month automatically, and you never accrued any interest.Credit cards can be amazing tools. They offer...

budgeting

Feb 14, 2025

How to Budget for Big Expenses Like Property Taxes

When we sit down and talk to Spend users, they always tell us, “my finances are a little wonky right now.” For example, I just sat down with someone recently...

budgeting